Home in 7642 Bent Tree Loop St Cloud for sale with MLS# O6418564

• BRAND-NEW, MOVE-IN READY, NO CDD & ONLY $1,000 TO SECURE!** Take advantage of incredible builder incentives available for a limited time, including all closing costs paid when using a preferred lender and For a limited time, a 4.99 fixed interest rate may be available on FHA, VA, and USDA loans, along with up to $10,000 in Flex Cash. These funds may be used to buy down the interest rate, cover prepaid costs, or be applied toward other eligible closing costs, subject to program guidelines. Estimated monthly payments may start at approximately $2,711 for qualified buyers. Terms, conditions, and eligibility requirements apply, helping make your monthly payment more affordable. Experience the perfect blend of comfort, style, and convenience in this brand-new, move-in-ready 3-bedroom, 2-bath home located in the desirable Harmony Central community. Designed with modern living in mind, this home features soaring ceilings, an open-concept layout, and beautiful conservation views that create a peaceful and inviting atmosphere. The heart of the home is the spacious kitchen, highlighted by a large center island perfect for meal preparation, entertaining, and everyday gatherings. Adjacent to the kitchen, the bright dining area features a charming bay window that fills the space with natural light. The open living area seamlessly connects the main living spaces, creating an ideal setting for both relaxation and hosting guests. The private primary suite serves as a tranquil retreat, offering vaulted ceilings and serene conservation views for added privacy and relaxation. Two additional bedrooms are generously sized and provide ample closet space for family, guests, or a home office setup. A separate formal dining room adds versatility and can easily be used as a flex space, home office, or playroom to fit your lifestyle needs. Additional peace of mind comes with the builder's warranty. Harmony Central residents enjoy NO CDD fees, a low HOA, and access to outstanding community amenities, including a resort-style swimming pool and dog park. Conveniently located near shopping, dining, schools, and major roadways, this community offers the perfect balance of tranquility and accessibility. Don't miss this opportunity to own your piece of Harmony and enjoy the lifestyle you've been looking for. Builder incentives, closing cost assistance, and financing programs are subject to change. Buyer should verify all incentives and financing terms directly with the builder and preferred lender.

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7642 Bent Tree Loop, St Cloud, FL 34773

Price
Price:
$411,900.00
Original List Price:
$411,900.00
List Price per Sq Ft (Calculated, Approx.):
$231.4
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
O6418564
Rooms Distribution
Bedrooms:
3
Bathrooms Total:
2
Full Bath:
2
Measures
Living Area:
1,780 Sqft
Built-Up Area:
2,122 Sqft
Lot Area:
6,098 Sqft
Building Area Source:
Builder
Living Area Source:
Builder
Lot Size Acres:
0.14
Property Features
Waterfront:
No
Furnished:
Unfurnished
Appliances:
Dishwasher, Microwave, Electric Water Heater, Range
Interior:
High Ceilings, Walk-In Closet(s), Ceiling Fans(s), Open Floorplan, Stone Counters, Thermostat, Crown Molding, Primary Bedroom Main Floor
Exterior:
Sidewalk
Laundry:
Laundry Room
Air Conditioning System:
Central Air
Heating System:
Electric
Property Entrance Faces:
East
Other Equipment:
Irrigation Equipment
Construction
Year Built:
2026
Roof:
Shingle
Levels:
One
Construction Materials:
Block, Stucco
Flooring:
Carpet, Tile
Foundation Details:
Slab
Flood Zone Code:
X 500
Property Condition:
Completed
Taxes and Expenses
Tax Annual Amount:
$831.29
Tax Year:
2025
Association Fee:
$904.00
Association Fee Frequency:
Annually
Total Annual Fees:
$904.00
Total Monthly Fees:
$75.33
Parking
Garage
Garage Spaces:
2
Attached Garage
Parking Features:
Driveway
Utilities
Sewer:
Public Sewer
Utilities Available:
Cable Available, Electricity Connected, Water Connected
Water Source:
Public
Community
Association
Minimum Lease Term:
7 Months
Pets Allowed?
Subdivision Name:
HARMONY CENTRAL PH 2
Community Features:
Pool
Senior Community:
No
Association Fee Required:
Required
Association Management:
Pedro Gutierrez
Association Phone:
321-757-7902
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan, USDA Loan
Occupant Type:
Vacant
Lease Considered:
Yes
Zoning and Legal
Tax Legal Description:
HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK O LOT 7
Real Estate Folio Number (Parcel Number):
32-26-32-3666-0000-0070
Zoning:
X 500
Title to the property is held by owner as:
Fee Simple
Public Schools Assigned
Elementary School:
Harmony Community School (k-5)
High School:
Harmony High
Middle Or Junior School:
Harmony Middle
Listing History
Originally published on:
June 20, 2026 9:25 pm
Active on the market since:
June 20, 2026
Listing Agreement executed on:
June 19, 2026
Listing Status Last Changed On:
June 20, 2026 9:25 pm
Photos updated on:
July 7, 2026 7:25 pm
Last Modified:
September 2, 2026 9:06 pm
Additional Information
Courtesy of:
ADAMS HOMES REALTY, INC
Attribution:
850-469-0977
Road Surface Type:
Asphalt
Location
Street Name:
BENT TREE
Street Number:
7642
City:
ST CLOUD
State:
Florida
Zip Code:
34773
County:
Osceola
Latitude:
N28° 11' 14.1''
Longitude:
W82° 51' 50''
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $64,498
Median Home Value $312,500
Median Rent $2,068/mo
Median Age 38
Population 5,495
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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. Listings courtesy of Stellar MLS, as distributed by MLS GRID. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House information, if any, is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office or agent presenting the information. The data is deemed reliable but is not guaranteed by MLS GRID. Use of MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS and as amended from time to time. Some IDX listings have been excluded from this website. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available. Based on information submitted to MLS GRID as of September 2, 2026, 9:06 PM.